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Bank Statement Converter

Our Bank Statement Converter quickly converts bank statements from over 20,000+ banks worldwide, and in over 130+ languages. Our unique side-by-side verifier viewer lets you compare and edit the results to correct any mistakes before exporting. Drop in your bank statement below to give it a try. Note, that this free preview does not use our advanced AI, which produces nearly perfect bank statement conversions, even from multi-page, scanned, multi-currency, foreign-language, weird column layout Bank Statement PDFs. AI is only available with a subscription.

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Bank Statement Converter in PDFSub

Features

Works with 20,000+ banks worldwide - 130+ languages supported
Auto-detects date formats (MM/DD, DD/MM, YYYY/MM/DD) and number formats (US, European, Indian)
AI-powered transaction extraction with multi-language OCR
Export to Excel, CSV, TSV, JSON, OFX, QBO, QFX, or QIF
Handles English, Chinese, Japanese, Korean, Arabic, Hindi, and all major scripts
Automatic column detection across any layout
Handles multi-page and scanned statements
Privacy-first processing

The Quiet Cost of Doing It Yourself

The pain doesn't show up on a single line of your P&L - but it shows up everywhere else.

Your evening disappears.

Every reconciliation night is a tradeoff between accurate books and getting to bed. You finish, but the next batch is already waiting.

One typo cascades for months.

A transposed digit in March surfaces in October as a tax mismatch - and you're the one digging through receipts to find it.

You can't take on more clients.

Your business is capped not by demand, but by how many statements you can stomach typing. Every new client makes the inbox heavier.

The Cost of Doing Bank Statement Conversions Manually

Manual data entry isn’t just slow - it’s a tax on your time and a barrier to your business’s growth.

15 hrs/week

Manual data entry

$45/hr

Average bookkeeper billable rate

$32,400/yr

Capacity you could be billing

See Plans & Pricing

Built for the statements that break other tools.

Multi-page, scanned, multi-currency, foreign-language, weird column layouts. We don't claim every statement is perfect - we claim you'll get further, faster, with less of your evening on the line. For the rare statement that needs a human eye, our Verification view lets you review and edit before exporting.

How It Looks

Bank Statement PDF

Bank Statement01/05Grocery Store-$45.2001/06Direct Deposit+$3,20001/08Electric Bill-$125.0001/10Restaurant-$32.50Balance:$8,420.30

Excel Spreadsheet

DateDescriptionAmount01/05Grocery Store-$45.2001/06Direct Deposit+$3,20001/08Electric Bill-$125.0001/10Restaurant-$32.50

Works in Any Language

Convert bank statements in English, Chinese, Japanese, Korean, German, French, Spanish, Arabic, Hindi, and 130+ other languages. Dates, amounts, and transaction descriptions are preserved accurately regardless of language or script.

How It Looks

Chinese Bank Statement PDF

银行对账单2024/01/05超市购物-¥320.502024/01/06工资收入+¥18,5002024/01/08电费缴纳-¥245.002024/01/10餐饮消费-¥156.80余额:¥52,630

Clean Excel Output

DateDescriptionAmount2024-01-05超市购物-¥320.502024-01-06工资收入+¥18,5002024-01-08电费缴纳-¥245.002024-01-10餐饮消费-¥156.80

Export Formats & Language Support

Different export formats handle international characters differently. Choose the right format for your needs.

Full Unicode Support

These formats preserve all characters from any language perfectly.

  • ›Excel (.xlsx) - Full UTF-8. Chinese, Japanese, Korean, Arabic, Cyrillic, and all scripts preserved.
  • ›CSV (.csv) - Full UTF-8. Works with Google Sheets, Numbers, and data tools.
  • ›TSV (.tsv) - Full UTF-8. Tab-separated - avoids comma-parsing issues in some tools.
  • ›JSON - Full UTF-8. Perfect for developers and automation workflows.

Accounting Formats

Dates, amounts, and transaction types import correctly into any accounting software.

  • ›OFX / QBO / QFX - Dates and amounts work perfectly. Transaction descriptions use ASCII encoding.
  • ›QIF - Same as OFX. Financial data imports correctly; non-Latin descriptions may be simplified.
  • ›Tip: For international statements, export to Excel or CSV for full-fidelity data, then use accounting formats for software import.

Why OFX, QBO, QFX & QIF?

Accounting formats let you import transactions directly into your bookkeeping software without manual data entry or CSV mapping.

Which Format for Your Software

  • ›QBO - QuickBooks Online and Desktop
  • ›QFX - Quicken (all versions)
  • ›OFX - Xero, Sage, Wave, and most accounting software
  • ›QIF - Legacy Quicken and other tools

Why Not Just CSV?

  • ›No column mapping - transactions import with correct fields automatically
  • ›Transaction types detected (checks, ATM, POS, deposits, transfers)
  • ›Account metadata included (bank ID, account number, balances)
  • ›Industry-standard format recognized by all major accounting tools

Why JSON?

JSON output gives developers and technical users a structured, machine-readable format that preserves nested data like account info alongside transactions.

Who Uses JSON Output

  • ›Developers integrating transactions into custom apps or databases
  • ›Automation workflows (Zapier, Make, n8n, custom scripts)
  • ›Data analysts working in Python, R, or JavaScript
  • ›Teams pushing data to accounting APIs (QuickBooks, Quicken, Xero, Sage, FreshBooks)

When JSON Is the Right Choice

  • ›You need account info (holder, period, balances) alongside transactions
  • ›Programmatic processing without CSV parsing edge cases
  • ›Feeding extracted data into REST APIs or webhooks
  • ›Building dashboards or reports from structured financial data

What can PDFSub do for your workflow?

It eliminates the “copy-paste” nightmare. Export directly to Excel, CSV, or specialized formats like QBO, OFX, and QIF - your data lands ready for the tool you actually use.

  • Excel (.xlsx) and CSV - open in any spreadsheet
  • QBO - direct import into QuickBooks Online & Desktop
  • OFX - Quicken, Mint, and generic accounting apps
  • QIF - legacy accounting tools

Lightning Fast Conversion

Get results quickly. Our optimized infrastructure handles most bank statements in under 30 seconds, even large multi-page documents.

  • Most statements under 30 seconds
  • Handle large multi-page documents
  • Real-time progress feedback
  • Batch processing available

Language is no longer a barrier

PDFSub supports over 130 languages and automatically detects international date and number formats, ensuring your global transactions are captured perfectly.

  • Automatic column detection across any layout
  • Locale-aware date parsing (DD.MM.YYYY, YYYY/MM/DD, and more)
  • European (1.234,56), US (1,234.56), and Indian (1,23,456) number formats
  • Running balance verification

From “doing the books” to “knowing your numbers.”

Your data is ready for QuickBooks, Xero, or Sage without manual mapping. The reconciliation is already done by the time the file lands in your accounting tool - so you stop processing transactions and start using them.

Perfect For

Whether you're managing personal finances or running a business, we've got you covered.

Personal Finance

Track spending, create budgets, and analyze your financial habits with data you can actually work with.

Accountants & Bookkeepers

Process client statements quickly and accurately. Save hours of manual data entry every week.

Small Business

Reconcile accounts, prepare reports, and keep your books up-to-date without the tedious manual work.

Popular Bank-Specific Guides

Step-by-step walkthroughs for the banks our customers convert most.

Chase statement to Excel →
Step-by-step guide
Bank of America statement to Excel →
Step-by-step guide
Wells Fargo statement to Excel →
Step-by-step guide
Capital One statement to Excel →
Step-by-step guide
Citi statement to Excel →
Step-by-step guide
HSBC statement to Excel →
Step-by-step guide
PNC statement to Excel →
Step-by-step guide
TD Bank statement to Excel →
Step-by-step guide
US Bank statement to Excel →
Step-by-step guide

International Bank Statements

Locale-specific guides for European, Asian, Middle Eastern, and Latin American banks.

Japanese bank statements →
Step-by-step guide
Chinese bank statements →
Step-by-step guide
Korean bank statements →
Step-by-step guide
Arabic bank statements →
Step-by-step guide
Indian bank statements →
Step-by-step guide
German bank statements →
Step-by-step guide
French bank statements →
Step-by-step guide
Spanish bank statements →
Step-by-step guide
Italian bank statements →
Step-by-step guide
Portuguese bank statements →
Step-by-step guide
Dutch bank statements →
Step-by-step guide
Turkish bank statements →
Step-by-step guide

Works With Your Accounting Software

Export formats that import directly - no column mapping, no manual fixes.

QuickBooks
Export as QBO
Xero
Export as OFX
Sage
Export as OFX
Wave
Export as OFX
Zoho Books
Export as OFX

How It Works

1

Upload your PDF bank statement

2

Our AI analyzes and extracts all transactions

3

Preview a sample of the extracted transactions

4

Download as Excel, CSV, TSV, JSON, or accounting formats (OFX, QBO, QFX, QIF)

Common Use Cases

Importing transactions into accounting software
Reconciling bank accounts
Creating expense reports
Tracking business expenses
Personal budgeting and finance tracking
Tax preparation and documentation
Feeding data into custom APIs and automation workflows

Frequently Asked Questions

Which banks are supported?

Our converter works with bank statements from 20,000+ banks worldwide, in any language. We support 130+ languages including English, Chinese, Japanese, Korean, Arabic, Hindi, German, French, Spanish, and more. Whether it's Chase, Deutsche Bank, ICBC, or a local credit union, our system extracts transaction data from the PDF.

How does international format detection work?

Our converter automatically detects date formats (MM/DD/YYYY, DD/MM/YYYY, YYYY/MM/DD), number formats (US: 1,234.56, European: 1.234,56, Indian: 1,23,456.78), and currency symbols. You can also manually select a date format if needed. This means a German statement with DD.MM.YYYY dates and 1.234,56 amounts is handled just as accurately as a US statement.

What happens with messy or scanned statements?

Multi-page, scanned, and foreign-language statements are exactly what we built this for. Our engine handles them automatically; for the rare statement that needs a human eye, you can review and edit the extracted transactions before exporting in our Verification view.

Which export formats support non-English characters?

Excel (.xlsx), CSV, and JSON fully support all languages and scripts with UTF-8 encoding - Chinese, Japanese, Korean, Arabic, Cyrillic, and more are preserved perfectly. Accounting formats (OFX, QBO, QFX, QIF) handle dates and amounts correctly for any locale, but transaction descriptions use ASCII encoding. For international statements, we recommend exporting to Excel for full-fidelity data.

Is my bank statement data secure?

For standard processing, files are handled by the PDFSub Engine - an isolated server with no internet access. When AI mode is selected, files are processed through our AI pipeline. In both cases, files are encrypted during transfer and auto-deleted after processing.

Can I convert statements with multiple pages?

Yes, our converter handles multi-page bank statements. All transactions across all pages are extracted and combined into a single, organized spreadsheet or JSON file.

What format should my bank statement be in?

Your bank statement should be a PDF file. We support both native PDFs and scanned documents in any language. For scanned documents, our OCR handles non-Latin scripts automatically. For best results, use the PDF directly downloaded from your bank.

What export formats are available?

We support 8 export formats: Excel (.xlsx) for spreadsheet work with full language support, CSV for universal compatibility, TSV (tab-separated) to avoid comma-parsing issues, JSON for developers and automation, OFX for Xero/Sage/Wave and most accounting software, QBO for QuickBooks, QFX for Quicken, and QIF for legacy tools. You can also download all formats at once in a ZIP file.

Can I convert statements for multiple clients at once?

Yes. On the Tool Professional and Tool Business plans, batch convert up to 10 or 20 statements at a time. Each client's data stays separate - we never commingle files. Bookkeepers use batch mode to process month-end statements across their entire client list in a single run.

Will this work with scanned statements from a phone photo?

Yes. Our OCR is trained on multilingual scripts and handles scanned statements automatically. For best accuracy on phone photos, run your image through the Clean Scanned PDF tool first to deskew and denoise it, then use the bank statement converter.

How do I import the output into QuickBooks Online?

Export as .QBO, then in QuickBooks Online go to Banking → Link account → Upload from file. Select the QBO file and match it to the correct account. See our How to Import Bank Statements into QuickBooks Online guide for detailed screenshots.

Does it work on Mac or Chromebook?

Yes - everything runs through your browser. No software to install. Works on macOS, Windows, Linux, Chromebook, iPad, and Android tablets. File processing happens on our isolated server, never on your device.
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